Transaction Coordinator (L2C)

Company: Guild Holdings Company
Location: Folsom
Posted on: June 1, 2021

Job Description:

Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.

Position Summary:

The Transaction Coordinator plays an important role in the organization by performing, under direct supervision, a number of activities related to assisting originators build complete loan files for submission. This role performs Lead to Contract duties.

Essential Functions:

Lead to Contract duties:

* Assist originator in appointment setting with prospective and new applicants. * Provide new lead call backs within 20 minutes and maintain a 35% conversion rate from lead to appointment. * Provide administrative support managing various client databases (lead tracker, MyCircle, Zillow, etc.). Send new clients online pre-qualification link on behalf of originator. * Pull and prep web applications and other administrative based duties, including updating credit reports and AUS findings, for licensed teammates. * Set and confirm appointments for the originator and manage calendar. * Prepare and send thank you cards to referral sources and new clients. * Act as a point of contact for the customer and referral source, keeping them informed throughout the process, subject to the limitations as set forth in Guild's SAFE Act and Consumer Privacy/Safeguarding in Information policies. * Run credit on loans assigned to an originator. * Request status updates from pre-approved clients and referral sources (weekly TBD calls). * Contact expired, pre-approved clients to gather necessary documentation for licensed teammates to update pre-approval documentation and/or letters. * Provide marketing support by coordinating, creating, obtaining compliance approval, tracking, and distributing advertising materials as needed. * Manage monthly compliance-approved email marketing to realtors.

Additional common duties:

* Subject to the limitations set forth in Guild's SAFE Act policy, collect supporting documentation from customer, gathering necessary documentation for pre-approval. * Maintain referral source relationships through quick response time and excellent custom service. * Keep up to date with company approved programs and software systems; implement and execute new systems for team and clients. * Answer customer inquiries related to active loan, and/or loan application status. * May provide clerical and administrative support on an as needed basis. * Per law and/or company practice, this role is prohibited from submitting documents to underwriting; assisting borrowers with the completion of their application or explanation of documents, loan programs, or qualification criteria and quoting rates. * Per company policy and investor guidelines: this role is prohibited from ordering written (non-third party) employment, income, deposit, mortgage or rental verifications under any circumstances. This also includes: * Acting as a primary point of contact for the customer, and keeping the customer informed throughout the process. * Assisting Originator with obtaining an accurate and thorough 1003. * Analyzing customer's credit and financial scenario and determining appropriate loan product(s). * Pricing loan in accordance with Guild's policies and communicating fees to operations team. * Quoting rates and making commitments regarding locking to customer. * Discussing product features with customer.

Qualifications:

* High school diploma or equivalent preferred, along with a minimum of one year total experience in Mortgage lending or related field. * Does not require an active MLO licensing. * Ability to manage multiple priorities; strong detail orientation and highly organized. * Works with a strong sense of urgency and responsiveness. * Passionate about delivering excellence in customer service. * Demonstrated patience and professionalism when interacting with both internal and external customers. * Proficiency with data entry, PDF software programs, Microsoft Word, and Excel required. * Strong verbal and written communication skills. Basic math skills. * Ethical, with a commitment to company values.

Supervision:

* No direct or indirect reports. * Low level of independent judgment and discretion used in decision-making; executes standard core job responsibilities with only minor variation and escalates more complex issues for advice and resolution.

Requirements:

* Physical: Work is primarily sedentary; mobility in an office setting. * Manual Dexterity: Frequent use of computer keyboard and mouse. * Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media. * Environmental: Office environment - no substantial exposure to adverse environmental conditions.

Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.

Guild Mortgage Company is an Equal Opportunity Employer.

Keywords: Guild Holdings Company, Folsom , Transaction Coordinator (L2C), Other , Folsom, California